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Expanding Financial Literacy and Empowerment: Increasing Awareness and Use of ABLE Accounts for Americans with Disabilities

Administration for Community Living

HHS-2026-ACL-AOD-DFLA-0025

HHS-ACL

General Information

$1,500,000
Est. Program Funding:
July 22, 2026
Closing Date:
1
Expected No. of Awards
$1,500,000
Award Ceiling

Opportunity Number:
HHS-2026-ACL-AOD-DFLA-0025

Owning Agency:
HHS-ACL

Opportunity Category:
Discretionary (D)

Synopsis

This grant is funded under the Projects of National Significance (PNS) authorized by the Developmental Disabilities Assistance and Bill of Rights Act. Its purpose is to increase awareness, access, and use of ABLE (Achieving a Better Life Experience) accounts so that individuals with disabilities have the resources needed to better support their health and economic well-being and improve their economic security and mobility. Since 2015, the ABLE Act has authorized states and territories to establish tax-advantaged programs—ABLE accounts—that allow individuals with disabilities to save and invest money. These accounts may be used for qualified disability expenses, including education, food, housing, transportation, employment training, assistive technology, and health care. Beginning in January 2026, ABLE eligibility requirements were expanded to include individuals with an age of disability onset up to 46, increased from the previous limit of 26. As a result, an estimated 14 million people will be eligible for ABLE accounts, including approximately 1.2 million veterans. This expansion presents a significant opportunity to broaden outreach to individuals receiving Medicaid and Supplemental Security Income (SSI), as well as individuals with disabilities who are not enrolled in disability benefit programs, to help overcome barriers to achieving good health and meaningful employment. To advance these goals, the grant will support strategies such as coordinated marketing efforts at the national, state, and community levels; population-specific approaches implemented through partnerships with ACL grantees and community stakeholders; and a strengthened systems approach at the state level. ACL recognizes that ABLE-related supports can play a critical role in increasing economic security and mobility for individuals with disabilities.
Response Date Aug 01, 2026 12:00:00 AM EDT
Posting Date Jun 22, 2026 12:00:00 AM EDT
Archive Date Oct 30, 2026 12:00:00 AM EDT
Award Ceiling 1,500,000
Award Floor 1,000,000
Cost Sharing No

Eligibility

Eligible Applicants County governments, Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education, State governments, Public and State controlled institutions of higher education, Public housing authorities/Indian housing authorities, City or township governments, Special district governments, Native American tribal governments (Federally recognized), Independent school districts, Native American tribal organizations (other than Federally recognized tribal governments), Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education
Additional Info on Eligibility: SEC. 162. of the DD Act of 2000 states that "The Secretary shall award grants, contracts, or cooperative agreements to public or private nonprofit entities for projects of national significance relating to individuals with developmental disabilities to carry out activities described in section 161(2)." Foreign entities are not eligible to compete for, or receive, awards made under this announcement.

Additional Information

Agency Name Administration for Community Living
Link to Additional Information: https://acl.gov/grants/open-opportunities
Grantor Contact Information: If you have difficulty accessing the full announcement electronically, please contact: GrantSolutions Help Desk
Phone: 202-795-7325

CFDA Program(s)

  • 93.631: Developmental Disabilities Projects of National Significance
   

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